20 unplugged ideas

May 1-7 is Screen-Free Week. It's about spending time away from the screen and more time with each other - or doing things we love.

It's a great chance to break the work-tired-watchTV-ads-shop-work cycle.

This list of twenty alternative ideas is great for screen-free week.

It's also a great reminder of things we could enjoy if we're shopping and spending less - and maybe working less and enjoying life more.

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The real cost of owning a car

It's been about 10 years since I've owned a car. My wife doesn't own one either. "You must save a lot in petrol" That's one of the frequent reactions when someone discovers we don't own a car. "Of course, but it's just the tip of the iceberg" is the usual theme of my reply. Many people I've talked to just aren't fully aware of the real cost of owning a car. Or even that there are six different costs of owning a car. Six? Really? Yes. Occasionally a work colleague or friend will boast their car only costs $X per week. Of course it turns out only some factors have been counted. Sometimes it's just petrol alone. To some people, that feels like the only cost they pay each week. Why does this matter? You might be questioning the need for a second car in the household (or even having one at all). Or you might just be choosing which car to get next. Either way, to make an informed decision we need proper information. So let's look at...

Less Clutter More Cash - now available

Do you feel like you have too much stuff? Is your home full of things you never use? Would you like to swap them for cash? We did My wife and I have sold more than 550 items online as we downsize and we've learnt a bit along the way. I've put some of our best tips into this handy ebook. I hope you can use these tips so you too can have less clutter and more cash. Enter your email address below to receive the book for free. Less Clutter More Cash Get my new ebook for free. PS. This will subscribe to the But Wait There's Less email list, so you'll know when the new updated version of the book is available. You can unsubscribe at any time.

The rule of 72

Here's a superquick way to work out how much money your investments might make. No need for fancy exponential maths . Just simple division and some doubling. Maybe you can even do it it your head. The rule of 72 Years to double = 72 / growth rate That's it. Pretty simple. Just 72 divided by a number. Working out the double-time So a 2% investment would take 36 years to double in value. (72 divided by 2) At 6% it would take 12 years, and at 8% it would take 9 years. How many doubles? Let's say someone is investing $50k for 36 years. At 2% , it would double once. Result $100k . At 6% , it would double three times. (36 years divided by 12 years). Three doubles means it becomes 100k, 200k, then $400k . At 8% , it would double four times. (36 years divided by 9 years). Four doubles means it becomes 100k, 200k, 400k, then $800k . This is astounding I was stunned when I first came across this. I probably still am. It's amazing to think that moving from 2% to 6% changes things ...

But wait... there's less!

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